Open Enrollment
May 12, 2025 through June 6, 2025

Medical, Pharmacy, & Dental

Opt Out Provision

Comprehensive Vision 

*NEW* Voluntary Benefit Plans

(Short Term Disability, Hospital Indemnity, Accident Ins, Critical Illness)

Open enrollment is for everyone. Choosing health insurance is one of the most important choices you can make to help protect the health and well-being of you and your family. During this time, please evaluate your current benefits and review the benefits offered to you through your union. 

Changes to consider:

• Joining a plan – Complete an Enrollment/Waive/Change form, eligibility affidavit, and provide photocopies of identifying documentation (marriage certificate, birth certificates, etc. if applicable)

• Add or Cancel family members – Complete an Enrollment/Waive/Change form. For adding family members: complete an eligibility affidavit, and provide photocopies of identifying documentation (marriage certificate, birth certificates, etc.) in addition to the Enrollment/Waive/Change form.

• Cancel your coverage – Complete an Enrollment/Waive/Change form

• Change plans (Health or Dental) – Complete an Enrollment/Waive/Change form

Changes by Union:

All Unions/Participants

• Small premium increase to all health plans 

• New Voluntary Benefits offered to all benefit eligible employees

WTA - Employer contribution to HSA/HRA moves to 40%  

  

Changes listed above and any changes you make are effective July 1, 2025 unless you are in the BOE as a 10 month employee, Teacher (WTA), School Administrator (SAW), or Nurse Supervisor; your changes would be effective September 1, 2025.

If you are covered by the City and do not wish to make changes to your Medical or Dental coverage, you do not need to do anything but check the rates as well as review who is on your plan. Be sure you only have eligible dependents enrolled.

 

However, if you wish to continue in/enroll in the Opt Out Provision, than you must send in the appropriate documents during open enrollment. 

Newly Added Education Sessions:

• HDHP + HSA
• HDHP + HRA
• Programs, Tools & Resources
  

Comprehensive Vision

You've got EyeMed vision benefits available to you and that's good news because you have the power to get what you want without settling for less. Learn all about enrolling in your vision benefits with your Virtual Benefit Fair. See available benefits, find in-network providers near you and discover how to become an EyeMed member. You can also get answers to frequently asked questions. 

Access the Virtual Benefit Fair at your convenience through your computer (chrome recommended), tablet or mobile device.

To get started, click the link below and enter password: FE57NGW9

EyeMed Virtual Benefit Fair

 

Now Offering Additional Benefits!

Watch this VIDEO

this video discusses all the above voluntary benefits specifically with Waterbury

• Additional Life Insurance (for yourself) 
  •  This is a one-time Open Enrollment for this benefit.  It will not be offered annually.

•  Short Term Disability

You may also enroll yourself, your spouse and your eligible children for the following coverages:

• Accident Insurance
  •  Receive a lump sum payment for an accidental injury regardless of health insurance coverage

• Critical Illness Insurance
  • Receive a lump sum payment for a covered diagnosis regardless of health insurance

• Hospital Indemnity Insurance
  •  Receive a lump sum payment for a hospital admission

These funds can be used to cover expenses such as:

  · child care    · rent/mortgage    · funeral costs      · daily living expenses          · transportation           · copays and deductibles

 

Make a Selection: Please choose your Union or the Voluntary Benefits folder from the drop-down menu below to review your available plan options, plan changes, and plan descriptions.  All forms necessary for making changes are available. Materials will also be available to pick up in our office.