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Pension & Benefits Department

As part of the Finance Department in the City, the Pension & Benefits Office provides administration and guidance for employees and retirees who are covered by City benefit plans. Retirement plans include a 401(a) Money Purchase Plan, the Waterbury Retirement System which is a defined benefit plan, a 403(b) plan for Department of Education employees and a 457(b) Deferred Compensation Plan. Welfare benefits include medical, health & wellness benefits, dental, pharmacy, life insurance, AD&D, a section 125 flexible spending account, dependent care account (daycare), as well as a comprehensive employee assistance program. There are also voluntary supplemental benefits available. We currently cover over 11,000 active employees, family members and retirees under the city programs. 

In an effort to improve your access to information and forms, we have included much of what you need below.


Current News & Events


Open Enrollment (Flexible Spending Account) 11/7-11/23/2022 Click HERE


  Open Enrollment (Fire Department - IAFF Health & Wellness Trust) 11/1-11/18/2022 Click HERE


2021-2022 Wellness Incentive Plan (BACK and better!)  Click HERE

The City of Waterbury has brought back our Wellness Program and it's better than ever. Now offering our employees and

their spouses (covered through Cigna) an easy way to track and set their goals for better living!

This is all done right through Cigna's website. The program allows you to log in, set your goals, and once they're met; you

can select your incentive!   



  1. Telemedicine
  2. Claims related to COVID-19 will be covered in full
  3. Cigna - Nurse Hotline 24/7  - 1 (855) 511-6366
  4. Teledentist

Forms, Documents, & Links


Education Website

Patrick, our Benefits Guy, created a gallery of benefits for you. This website helps you understand more of what is offered

by the city. If you have general questions or are interested in learning more about a particular benefits topic, this website

can help! Just select your topic. Available here!


  Transparency and Coverage Rule

  This link leads to the machine readable files that are made available in response to the federal Transparency in

Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans

and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application

developers to more easily access and analyze data. CLICK HERE


  Click on the link below to view your available benefits


Listing files in 'Pension and Benefits'