As part of the Finance Department in the City, the Pension & Benefits Office provides administration and guidance for employees and retirees who are covered by City benefit plans. Retirement plans include a 401(a) Money Purchase Plan, the Waterbury Retirement System which is a defined benefit plan, a 403(b) plan for Department of Education employees and a 457(b) Deferred Compensation Plan. Welfare benefits include medical, health & wellness benefits, dental, pharmacy, life insurance, AD&D, a section 125 flexible spending account, dependent care account (daycare), as well as a comprehensive employee assistance program. There are also voluntary supplemental benefits available. We currently cover over 9,000 active employees, family members and retirees under the city programs.
In an effort to improve your access to information and forms, we have included much of what you need below.
Forms, Documents, & Links
Click on the link below to view your available benefits
Listing files in 'Pension and Benefits'
Education Website
Patrick, our Benefits Guy, created a gallery of benefits for you. This website helps you understand more of what is offered by the city. If you have general questions or are interested in learning more about a particular benefits topic, this website can help! Just select your topic. Available here!
Transparency and Coverage Rule
This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. CLICK HERE
Current News & Events
Open Enrollment May 18, 2026 through June 5, 2026
Open enrollment is for everyone. Choosing health insurance is one of the most important choices you can make to help protect the health and well-being of you and your family. During this time, please evaluate your current benefits and review the benefits offered to you through your union. Your health checkup this year is being done online – https://standard.benselect.com/cityofwaterbury
Medical, Pharmacy, & Dental / Opt Out Provision / Comprehensive Vision / Voluntary Benefit Plans - Short Term Disability, Hospital Indemnity, Accident Ins, Critical Illness