As part of the Finance Department in the City the Pension & Benefits office provides administration and guidance for employees and retirees who are covered by City benefit plans. Retirement plans include a 401(a) Money Purchase Plan, the Waterbury Retirement System which is a defined benefit plan, a 403(b) plan for Department of Education employees and a 457(b) Deferred Compensation Plan.

Welfare benefits include medical, health & wellness benefits, dental, pharmacy, life insurance, AD&D, a Section 125 flexible spending account, dependent care account (daycare), as well as a comprehensive Employee Assistance Program. There are also voluntary supplemental benefits available. We currently cover over 11,000 active employees, family members and retirees under City programs.

In an effort to improve your access to information and forms, we have included much of what you need below.

Current News & Events


FSA Open Enrollment 

Duration: November 1, 2017 - November 30, 2017

Effective: January 1, 2018 - December 31, 2018

How to enroll:

Click HERE for Online Enrollment Instructions

FSA Healthcare (HCA) and Dependent Care (DCA) is an annual program the City offers to its employees to help assist with healthcare and dependent care expenses. Click HERE for the brochure. Your election is pro-rated through the amount of paychecks you receive and deducted on a pre-tax basis.

This election is used for out-of-pocket healthcare and/or dependent care expenses. For eligible HCA Expenses, click HERE. For eligible DCA expenses, click HERE

Participants save approximately $27 in taxes for every $100 they set aside in an FSA.


Annual Creditable Coverage Notice

Individuals that are eligible for Medicare and have prescription drug coverage through the City should receive a Creditable Coverage Notice. This notice is required to go out each year.

Creditable Coverage Notice 2017


Forms, Documents, & Links

Listing files in 'Department Materials'

Additional Links

Contact Information

Pension & Benefits Manager
Karen Lang

City Hall Building
235 Grand Street, 2nd floor
Waterbury, CT 06702 

Phone: (203) 574-6844
Fax: (203) 346-2685

Benefits Analyst
Cindy Van Deursen 

Benefits Analyst
Heather Boyd

Administrative Associate III
Stephanie James